Thursday, September 14, 2006

Road Hogz

So I have been waiting on an Insurance settlement to come out of an incident that took place over 7 months ago. I swear that that day brought me the worst luck I have ever seen in the span of 20 minutes!

I had a job interview that afternoon and thank God the bad luck ran out cuz I ended up getting the job! But anyway… I digress. I got ready to leave my house when I went outside my windshield was busted! And I don’t mean a little crack. I mean a hell of an impact leaving shatter marks right across the whole damn thing. Okay then… let’s take this in stride. At least I still have a ride to get to my interview. So I went inside to use the bathroom (an almost instantaneous reaction after seeing the car), and proceeded along my merry way.

About 5 minutes in to the actual journey I had another run in (no pun intended). Making my way down a main road which branches eventually from one lane in to two lanes. I decided to take the outermost lane only to have this mad man from a reputable region-wide telecommunications company in a company vehicle slam in to the back of my vehicle. Okay… this is really not happening to me today.

After a second of disbelief I realize that this @$$ wipe that just hit me in the back of my car is driving away! So I was in pursuit of this runaway assailant when the stoplight caught him and he was at the front of the light. HIT AND FRIKKIN RUN! So I started chase and went to the front of the line to turn my car diagonally in front of his vehicle to get his attention.

As soon as I could have put the car in park, open the door and move to the front of my vehicle – a squad car approached the scene. Thank God cause no sooner than the police instructed us to move to the side and we got out to exchange particular did the culprit start to express his anger in a derogatory manner. He did get a warning from the police office to cease and desist but of course this was a bruised ego talking. The damage was not extensive but there was damage to my vehicle nonetheless and the best part – none to his!

After all of this I went to the interview and afterwards got a bite to eat before proceeding to the nearest police station where the incident took place, only upon my arrival to determine that the culprit had made it there before I did. Fine. Then the police man started telling me that Mr. Hit-n-Run is claiming that I was on my mobile phone! Yeh… and that made you hit me in the back to teach me a lesson? So the police asked me if my window was up or down – HELLO! Did you know what time this accident took place? MIDDAY! There is NO WAY that I would be dressed up in a black jacket going to an interview with my windows down to mess up my makeup and hair! Hmph…

Anyway, after much running up and down to get the necessary evaluations, police report, filing the claim, etc. This dude didn’t report the incident to his company and ultimately their insurance company. Great! Be difficult. So there was more waiting to get his driver’s license from the Tax Administration Department.

That car has since been sold. I did the repairs. Everything on that end I made sure to document so I could be fully reimbursed. I have since gotten another car and I went back to clear off some other insurance protocols at the office today only to be handed a paper which is said to have a retort to the police statement from the driver in some crab toe handwriting. I am to read it and make a comment in writing on the matter.

I have reproduced the document below and included my comments. I can’t say these things in my response, so I might as well vent them here. I have not changed it for grammar or spelling. And no, I am not just idle, but I need to include a typed copy of it in my response. Here it is…


Upon examination of the statement given by the police, the only information I can concur with is the direction the vehicles were travelling in and the description given of both vehicles involved in the accident. All other information provided in the statement is distorted. You mean the statement delivered by the unbiased officers of the law giving on the facts of the account sans emotions and padding is distorted? Are you calling the officers liars? If they got distorted information it must have been based off your account.

The statement has failed to recognize that a JUTC public passenger bus was parked at a bus stop facing South (the same direction in which both vehicles in question were travelling). In the same statement that you gave where this bus failed to materialize until SEVEN MONTHS LATER. Behind the bus there were some vehicles including the Toyota Corolla with the driver visibly utilizing a cellular telephone while driving. You were that close to see me using my Cellular phone through tinted, wound up windows? Ultra-bionic vision! I was to the right of the Toyota Corolla (in the other lane heading south) when without indicating her intent to switch lanes the driver of the Toyota Corolla, 1234 XY (censored), proceeded directly into my path which caused the stated collision. Despite the violent blowing of my vehicle’s horn, the driver did not stop but insisted on getting around the other vehicles and the bus. Now wait a minute… where the accident took place was where the road started to diverge in to two lanes… one after the other you pick a lane to go in. Who gave you the right of way coming from behind me? So you were overtaking but didn’t quite make it around me and therefore hit me in the back?

Subsequently, in order to avoid a pile up of traffic along the south bound carriageway (The road to hell is paved with good intentions), I proceeded a few metres down the road, after signaling to the driver of the Corolla that I was going to stop. LIES! You did no such thing you imbecile! After stopping a marked police vehicle recognized that there was a situation and proceeded to stop and find out what was happening. You mean when he saw my car sideways in front of your car at the front of the line by the intersection… okay, yes they could identify that as trouble!

Considering the fact that I was furious about the circumstances under which the accident took place and the fact that the driver of the Corolla was denying her actions (you didn’t give me a chance to open my mouth much less to deny), I began shouting and acting in what could be described as a boisterous manner (To say the least… you also forgot derogatory / abusive). It was then that I was given a verbal warning by the policeman (TWICE!).

Bravo! You get a B+ for language and grammar. How many times did someone have to coach you through this before you could produce this account SEVEN MONTHS after the incident took place?

I don’t even know where to start with this crap when generating my response. This is preposterous! I am so peeved! As if waiting to be reimbursed wasn’t punishment enough, after not reporting it to anyone but the police you want to throw a spoke in the wheels of motion?

I swear people should be given an IQ test as a part of their application for a Driver’s License.

2 comments:

Camille said...

Man! I am angry and it's not even me. Someone needs to remind this guy that once he hit you in the rear, he is automatically wrong.

Then again, we ARE talking about this place... aren't we? Rules and laws are bent to suit some and not others. *sigh*

I empathize.

Mizkoncepcion said...

Thanks Fyr!
I am just going to take it one step at a time.
My Insurance Reps are pretty cynical about his alleged account of the incident too, so I am counting on it just being a technicality to respond to his crap as a matter of intra-company policy.
But alas… I will keep y’all posted.